Car Accident Claims: How to Handle Them

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Anyone might become anxious after being in a car accident, but filing an insurance claim can be equally or even more stressful. The amount of documentation you need to fill in order to obtain compensation may feel overwhelming to you, along with the constant stream of invoices. Unfortunately, a lot of people receive significantly less compensation than they should because they are ready to put the vehicle accident behind them.

If you or a member of your family was hurt in a car accident, you can be out of work and have to pay high medical and auto repair costs. You might be eligible for compensation for these losses and additional damages if someone else was at fault for your accident.

Using this technique does not require any independent effort on your part. You can find out how to manage your accident claim from Scranton, PA car accident attorneys.

Available Damages Following Auto Accident

Depending on how bad the vehicle accident was and how badly you were hurt, your damages will vary in value. All New Jersey drivers are required to have auto insurance. Your own insurance carrier will cover some costs, but the other driver’s insurance may cover others. Here is a list of which costs each insurance is responsible for protecting.

Insurance you have for personal injury protection

Regardless of who caused the collision, your personal injury protection (PIP) insurance will pay for any medical costs incurred by you and any passengers in your vehicle. Your own provider should receive a claim from you for any medical expenses resulting from the accident.

The Car Insurance of the Other Driver

The other driver’s insurance should cover any damages other than medical expenses if their carelessness resulted in your accident. These may consist of:

  • You might be eligible to get reimbursed for the cost of repairing or replacing your vehicle if there is property damage.
  • Income lost: If your injuries require you to cease working for an extended period of time or permanently, you may be able to recover compensation for your lost wages.
  • Damages for physical suffering and mental anguish brought on by accident are recoverable. Depending on what kind of insurance you have, the types of pain and suffering damages you are entitled to may be limited. The kinds of damages you can seek after having an injury attorney assess your situation and insurance coverage.

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