If you or a loved one has been the victim of an unlicensed drivers accident, you can pursue compensation for your injuries and damages. Since unlicensed drivers are not insured, you can seek compensation for your injuries and damages through Uninsured motorist coverage (UM). This coverage replaces the at-fault driver’s insurance. This type of coverage will help you pay for your medical bills, lost wages, and property damage. Unlicensed drivers and car accidents can become very serious for victims.
Unlicensed drivers aren’t insured
Even if you’re not licensed to drive, you’re likely to have auto insurance. Uninsured drivers may have to pay a higher premium than licensed drivers, but they’ll still have coverage. The average two-car accident causes almost $9,000 in damage, which makes it essential to carry car insurance. In some states, you can even drive without a license and still be insured. In the meantime, there are several options for coverage, including uninsured drivers.
While you can still get car insurance even if you’re unlicensed, it’s important to shop around and understand that you’ll probably have to pay more than licensed drivers. For example, you may have a close family member drive your vehicle. However, you should be aware of the penalties for driving without a license. You can lose your license, have your car towed, and be sued.
Uninsured motorist coverage replaces at-fault driver’s coverage
In 20 states, uninsured motorist coverage is required for drivers. Most auto insurance policies include uninsured motorist coverage. Uninsured motorist coverage can pay for damage your car causes by a driver who does not have insurance. It can also cover damages your car has caused to another vehicle. The rules and requirements for UM insurance vary from state to state. It is important to review your policy carefully and find the best option for your situation.
Underinsured motorist coverage kicks in when the at-fault driver does not have enough liability insurance to cover your damages. For example, if the other driver had insurance for $5,000, underinsured motorist coverage would pay the difference. Uninsured motorist coverage chips in when the at-fault driver has no insurance at all. It will pay for up to $5,000 of your expenses, even if the other driver is not carrying liability insurance.
Unlicensed drivers may face a fine for driving without a license
In most cases, unlicensed drivers are facing a fine for driving without a license. However, there are other consequences that come along with the fine. Unlicensed drivers may cause an accident, which could result in damages, medical expenses, and legal fees. In such cases, it is best to seek legal advice from an experienced traffic ticket attorney to determine your best course of action.
In addition to a fine for driving without a license, unlicensed drivers can also face jail time or increased insurance rates. The fines for driving without a license vary from state to state, but they are significant. Furthermore, unlicensed drivers are much more dangerous on the road than licensed drivers. Statistics have shown that drivers with invalid licenses accounted for nearly one-fifth of all motor vehicle fatalities.
Unlicensed drivers may be able to pursue significant compensation
If you were involved in an accident with an unlicensed driver, you may be able to pursue a substantial compensation claim. Many unlicensed drivers choose to disregard safety laws, including not maintaining adequate liability insurance and driving under the influence of alcohol. As a result, they have become a significant risk to other drivers on the road, as well as a danger to themselves.
It may be difficult to sue an unlicensed driver, but you may still be able to file a claim for injuries caused by the unlicensed driver. If the unlicensed driver doesn’t have auto insurance or other assets, you may still be able to pursue a personal injury claim. You should contact a personal injury lawyer as soon as possible to discuss your case.