What To Do About Medical Bills After An Accident

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While most drivers in Florida pay for insurance, about one-eighth of motorists are not insured. Each month, you pay for insurance that will cover you in case of an accident. Your medical bills as well as any other costs resulting from an accident should be covered by your insurance company. They often don’t. If you are injured in an accident, medical bills can quickly mount up. Particularly if the accident is severe. You will get bills from almost everyone. You will receive bills from almost everyone. You will also be bombarded with follow-up visits and bills for physical therapy later on. There are many more.

Most people don’t use big-name insurance companies. They aren’t in the business to protect people as they claim. They are in the business to make money. They will do everything in their power to make you as little money as possible. It’s not fair, you might be asking. Life can be unfair in a number of ways. Insurance companies do not have to pay any premium unless there is a court order. This tactic is quite common for insurance companies.

Each day, someone files a personal injuries claim. If denied, they are forced to pay all their medical bills and expenses. First, make sure everyone is OK and call the police after an accident. You should first take care of the accident and then hire a Tampa personal injury lawyer. This will give you the support you need.

Statistics For Medical Bills

You have probably had to pay medical bills in your life. It’s not hard to see how costly they can be. Some people can end up in debt because of medical bills.

These statistics are based on The Commonwealth Fund’s extensive research into medical debt in the United States.

  • 41% of Americans working age have medical debt
  • 7 million seniors have medical debt
  • Current medical bills are paid by a total of 79million Americans

Although not all statistics are from car accident victims, there are more than 6 million accidents each year.

No-fault Insured

Sometimes it’s important to look at the positives as well. Florida is a state that does not have to pay for damages. This means that if you are in an auto accident, regardless of who was at fault, all parties’ insurance will pay for the damages. However, Florida requires you to purchase PIP (Personal Injury Prevention) insurance. PIP insurance is often mistaken for covering all medical expenses. It will only cover up to $10,000 for medical expenses. Although this may seem to be enough coverage, if you have serious injuries, your medical bills could quickly exceed $10,000.

The no-fault insurance system has a second hole that is seldom discussed. “Emergency Medical Condition” refers to certain types of bodily injury or sickness. The term “Emergency Medical Condition” isn’t defined clearly, which has caused some confusion. If an injury is not considered to be urgent, insurance companies will only pay $2,500 for medical bills. If your neck or back is injured in a minor car accident, for example. It doesn’t matter if you are rushed to the hospital, or if you are taken directly to the emergency department. It is normal to see a doctor and get a diagnosis. This is not considered a medical emergency. If your back starts to flare up or the medical bills start mounting up, then you won’t be covered beyond $2,500. This is where the problem lies: determining whether an injury was an urgent medical condition or not.

Claim For Personal Injury

It is easy to file a personal injury case. It is as easy as calling your insurance company to tell them that you were in a car accident. Once the claim is filed, it will be processed. When the claim is filed, it’s time to start having headaches.

There are many factors that affect the value of a claim. Without seeing details of the accident, it is almost impossible to determine exactly what a claim may be worth. The severity of the injuries, property damage, and disability can all impact the value of a claim. Your compensation may also include testimony from witnesses or doctors. The insurance companies will attempt to prove everything. This includes trying to prove that your car’s damages aren’t as extensive as you claim and that your injuries weren’t that severe.

When Will The Bills Get Paid?

It could take months for your case to be settled if you have filed a claim with your insurer. The trial could take longer if you hire a personal injury lawyer. The number of variables involved in each accident can vary from medical treatment to physical therapy to doctors and insurance companies.

Because of the time, it takes to pay medical bills, and if you are in an accident that is serious enough, treatment could take several months. To help everyone understand the amount of compensation they are entitled to, the situation should be viewed over a longer period of time. Instead of worrying about your health, try not to stress.

Hire A Personal Injury Attorney

A personal injury lawyer could be in your best interests. A car accident can lead to more than just medical bills. A series of events can change your life.

Florida is home to 23 million residents, making it commonplace for accidents. Each accident is different and presents its own challenges. Jenkins Law expert car crash lawyer will never charge you fees unless your case is won. An expert attorney will give you a free estimate of how much your case is worth and help you navigate the process.

This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann has the best personal injury attorneys. She focuses on personal injury, car accidents, and bicyclist injury. The information on this site is not intended to and does not offer legal advice, legal recommendations or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your individual situation.

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